| Countrywide Financial | 4 items found |
The Home Buying Process
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The Home Buying Process | For years people shopped for a home with a real estate agent and didn't involve the lender until after a house was selected. Today, there's a much smarter way to shop. Get Countrywide involved with you and your agent from the start. Countrywide can help you determine how much home you can afford so you and your agent know your price range right away. Plus we can: Pre-approve you for a loan — a valuable negotiating tool when you're bidding on a home* Here are six steps we recommend for selecting and purchasing a new home. Follow them and you'll enjoy a better home buying experience. You'll be hanging curtains and arranging furniture in your new home a lot sooner. Determine your price range Get pre-approved for a loan Select a real estate agent Shop for a home Make an offer Complete the purchase *Pre-approval subject to satisfactory appraisal and title review and no change in financial condition.
Tax Advantages
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One great advantage to owning a home are the potential tax benefits. For over 75 years, the U.S. government has given significant tax breaks to homeowners. Most states permit the same deductions. For specific information on how home ownership will affect your taxes, be sure to ask your tax advisor. | In most cases, for your primary residence you can deduct: Interest on your home loan Property taxes Discount Points These expenses are deducted from gross income before calculating the taxes owed. So if you pay $12,000 a year in home equity loan interest, you deduct $12,000 from your gross income. That's $12,000 less of your income that can be taxed if you already itemize deductions. Which can make a huge difference in your tax bill. (Figures cited are for example only.)
House Hunting Tips
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How do you find the perfect home for you? How do you know it's the right one? And how do you determine how much you should spend? Here's some advice. | Finding the Perfect Home for You How Much Home Can You Afford? Finding the Perfect Home for You You probably know where you want to live. House, condo or co-op. In town, the suburbs, or down a quiet country road. Now what you need is an organized way of finding the right home.
Loan Types
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Found your dream home? Just need the right loan? | Countrywide gives you a wide range of home loan options on primary residences, second/vacation homes and investment properties. We offer: Loan amounts up to $6 million. Greater than $3 million not allowed for Fixed products. Only for selected ARM products. Fixed Rate: 10, 15, 20, 25, 30 & 40 Years Loans and Hybrids. Hybrids are all 30 year terms. Financing for Single Family or 2-4 units. Quick help for selecting the right loan to get you into a home: Have our interactive Loan Advisor suggest a loan for you Read the information here about the special features of Countrywide's loan programs Get general information on home loans in Learn about loans.
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