First Time Home Buyer?
Get pre-approved, and buy a home with no money down!

A Power Buyer^® Approval Gives You More Bargaining Leverage

• When bidding on a home, Power Buyer^® gives you more leverage than a pre-approval. The sellers and their agents will know your offer is good because you already have approved financing.
  
• You'll have peace of mind knowing what you can truly afford. Plus, you won't waste time looking at homes outside your price range.
  
• You can close in just weeks - another bargaining chip!

Need help finding a real estate agent?

• Our partner, In-House Realty, can help you by matching you with a real estate agent in your area at no cost to you!
  
• They have a network of experienced, reliable agents who will put your needs first.
  
• In-House Realty will work hand-in-hand with your Home Loan Expert at Quicken Loans to ensure hassle free home buying.
  
• Agents are available in all 50 states and will walk you through the entire process - from finding your dream home until after the closing.

Get a Home Loan With No Money Down

• Quicken Loans exclusive mortgages allow you to buy a home with no money down and as little as $500 needed when you close your loan.
  
• Interest-only options are available — keep more cash in your pocket when you need it. Month by month, you can choose to pay only the interest for the first 10 years of the loan.

Most Popular Home Loans for First-Time Home Buyers:

• FHA Express: Purchase your home with only three percent down. Closing costs can be a gift from a relative!
  
• Power Buyer^® Approval: A pre-approval, but with more bargaining power.
  
• Smart Choice: Get a loan with a low rate and pay only the monthly interest.
  
• Smart30: Get a 30-year fixed rate loan and flexibility to pay only the monthly interest.
  
• Community100: Full home financing with no down payment for lower-income folks.
  
• Flex 100: Buy your first home with no down payment and only $500 of your own funds.
  
• Quick & Easy: Less paperwork, easy to close. It is really that simple.

Why choose Quicken Loans?

• Save time. No long forms to fill out.
  
• Expert Advice. We find the right loan for you.
  
• Fast. Close your loan in weeks.
  
• Convenient. We come to you to close your loan.
  
• Learn more about Quicken Loans